Your Guide to American Home Shield Warranty

A home warranty can provide you with coverage for certain things that home insurance cannot, such as your furnace or kitchen appliances. There are lots of different companies that offer these warranties, but not all of them will be able to provide you with exactly what you need. When you are looking for the right coverage, it is imperative that you make a point of looking into what American Home Shield has to offer. American Home Shield reviews are among the most positive of all home warranty companies.

Coverage Services

You will find that American Home Shield Warranty offers warranties for appliances, plumbing, and electrical systems. These things can be extremely expensive to have repaired, which is all the more reason to look into these coverage services. Homeowner’s insurance can be useful, but it doesn’t cover broken appliances, furnaces, HVAC, plumbing or electrical. American Home Shield has been helping homeowners save money since 1971, and they have served over 1.7 million customers all across the United States.

Benefits of American Home Shield

There are a huge number of benefits associated with getting a warranty from American Home Shield, including the numerous plan options that are available. You will also have multiple service fee levels to choose from, expanding your options quite a bit. There is no home inspection required before you can get coverage, which makes this process a lot easier as a whole. With all of the different items that are covered under these plans, you should be able to find an option that suits you perfectly.

Choosing the Right Plan for You

Because there are numerous coverage plans that American Home Shield offers, it is important that you take the time to select the right one to match your needs. There is a System plan and an Appliances plan that you can take advantage of. The Appliances plan covers just about any appliance you might have in your home, including refrigerator, stove, clothes washer/dryer, dishwasher, etc. Since it is certainly not uncommon for these appliances to break down, you might want to think about taking advantage of this plan.

There is also the System plan, which covers major home systems like heating with ductwork, water heaters, garbage disposals, plumbing, and electrical system. Even a simple problem with one of these systems can prove to be extremely expensive. If you don’t want to spend more money than necessary on these repairs, this plan could be hugely beneficial.

You will want to keep in mind that each plan has a term of 12 months. You will be able to cancel anytime you want after 30 days. If you decide to get a refund, it will prorated with an administrative fee charged. There is absolutely no limit on covered repairs, but there are coverage limits for certain items. Your coverage will officially go into effect 30 days after you purchase the plan.

Pricing

One of the reasons for all of the positive American Home Shield reviews is that this company offers plans that are affordable for the average person. There aren’t specific prices for each of this company’s plans, but you can easily get a quote online. You will be asked which plan you want as well as the total value of your appliances. If you choose to build your own plan, you’ll need to submit detailed information about the appliances you want coverage for. The quote that you receive online will be accurate, so you can get a good idea as to whether or not it’s within your budget.

There is a service call fee if you ever need any repairs done. The monthly premium you pay as well as your deductible will depend on the plan you select. You will find that service call fees can be as cheap as $75, though it depends on what you need repaired and your plan. Paying more each month will lower your service call fee, so that is something to consider. It is important to find out if you are subject to any coverage caps, as it depends on what you are having covered under your plan.

Exclusions

Anyone who is interested in the home warranty services that this company offers will need to know about their exclusion rules. You will not be able to get a claim filed if your home appliance or system breaks down due to lack of maintenance or acts of God. There are some circumstances in which you won’t be able to get the repairs you need covered, and you can call the company for detailed information on this matter.

Claims Process

The entire process for filing a claim with American Home Shield begins with logging into your online account and creating a service request. This is a fairly simple process that you shouldn’t have much of an issue with. Most people report that they didn’t have any problems with filing their claims.

Once you have filed your claim and paid your trade service fee, the company will assign a technician to the job, which usually takes around 24 hours. The contractor will contact you directly to set up an appointment. You will be able to choose whichever day and time works for you best, which is very convenient. The contractor will inspect the broken appliance or system to see what is wrong before getting started with the actual work.

How to Purchase American Home Shield Warranty

You will be able to purchase a home warranty from this company by calling their toll-free number or going to their official website. It is highly recommended that you get a quote and take a close look at the plans they offer before making any final decisions. This will provide you with the information you need to make the right choice based on your own requirements. There are many American Home Shield reviews, and most of their customers have nothing but positive things to say about them. This is certainly one of the better home warranty companies in this market today.